I can hardly believe that it's already December and 2008 is almost over. But I did make some financial goals in November. Let's look back and see how I did. My goals were:
1. Not to charge anything during the month.
2. To pay off IKEA.
3. To start paying down my MasterCard.
I'm proud to say I achieved all of my goals! I didn't charge anything on either my MasterCard or the IKEA card during the month (the 2 cards that are in my name). I paid off the total balance owing on my IKEA card and I made a payment of $114 on my MasterCard.
I also worked on catching up on some of my other bills. But all of this bill-paying was tough. We didn't have very much money for food or gas as a result. It's lucky the price of gas has been tumbling for some time, so that we didn't have to spend as much to drive to work and school. And, of course, we didn't go to the house at all during the month.
The food issue was really the hardest. We used up pretty much everything that was in the fridge and the cupboards, including some choices that were not too popular with Dear Child, but we made it. Unfortunately, we're still short of money for another week or two so we're still slogging away.
I have another Safeway card and I'm going to go shopping tonight after work, but that's only another $100. The good thing is that today is the first Tuesday in the month, the day when you save 10% on your grocery bill at Safeway.